Bank of India Credit Officer Recruitment 2026 – Apply Online for 514 Posts
Bank of India has officially released the Credit Officer Recruitment 2025–26 notification for a total of 514 vacancies under the General Banking Officer (GBO) stream. Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official Bank of India website.
This recruitment drive includes Credit Officer posts across MMGS-II, MMGS-III, and SMGS-IV scales. Below, you will find complete details including eligibility, age limit, salary, selection process, application fee, and step-by-step application procedure.
π BOI Credit Officer Recruitment 2026 – Overview
π Important Dates
Event Date Notification Release 01 November 2025 Start Date to Apply Online 20 December 2025 Last Date to Apply 05 January 2026 Fee Payment Dates 20 Dec 2025 – 05 Jan 2026 Online Exam Date To be notified π BOI Credit Officer Vacancy Details
Scale Post Vacancies SMGS-IV Credit Officer 36 MMGS-III Credit Officer 60 MMGS-II Credit Officer 418 Total 514 Note: Vacancies are provisional and subject to change.
π Eligibility Criteria
Educational Qualification
- Graduate degree from a recognized university
- Minimum 60% marks (55% for SC/ST/OBC/PWD)
- CGPA must be converted into percentage
- 59.99% will be treated as less than 60%
Experience
Relevant banking experience in credit operations is required. Scale-wise qualification and experience details are available in the official notification (Annexure-I).
π― Age Limit (As on 01-11-2025)
Scale Minimum Age Maximum Age MMGS-II 25 Years 35 Years MMGS-III 28 Years 38 Years SMGS-IV 30 Years 40 Years Age Relaxation
- SC/ST – 5 Years
- OBC (NCL) – 3 Years
- PWD – 10 Years
- Ex-Servicemen – 5 Years
π° Salary Structure
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
Additional allowances and benefits are applicable as per Bank of India service rules.
π³ Application Fee
Category Fee SC / ST / PWD ₹175 General / OBC / EWS ₹850 Fee once paid is non-refundable.
π Selection Process
- Online Examination
- Personal Interview
Online Exam Pattern
- Total Questions: 150
- Total Marks: 150
- Duration: 120 Minutes
- Negative Marking: 0.25 marks
Final merit list will be prepared based on 70% Online Exam + 30% Interview.
π₯️ How to Apply Online
- Visit official website: www.bankofindia.bank.in
- Go to Career → Credit Officer Recruitment
- Click on Apply Online
- Register with valid email & mobile number
- Fill application form carefully
- Upload required documents
- Pay application fee online
- Submit and take printout for reference
π Important Links
- Apply Online: Click Here
- Official Notification PDF: Click Here
- Official Website: Click Here
π’ Note: Candidates are advised to apply early to avoid last-minute technical issues.
